Car insurance
Car insurance
comprehensive protection for individually favorable conditions
As in other countries, the third party liability insurance is compulsory in Spain for all vehicles in circulation and even those which are simply parked on public streets or roads. A Spanish insurance is only available if the car is registered in Spain.
In Spain the premium is very high for drivers below the age of 25 years. This is obviously a reflection of the large number of accidents young people cause. Some insurance companies even refuse to insure young drivers. Others require that additional insurances are taken out.
Third party liability:
Partially comprehensive cover:
Fully Comprehensive cover:
, more than just standard
At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.
, more than just standardThird party liability insurance (Responsabilidad Civil or just RC) covers damages which the insured vehicle causes to a third party. This cover is obligatory, a vehicle is considered a danger even if is just parked in public.
This insurance covers the compulsory third party liability plus: fire, theft and glass breakage.
Theft is covered in case the entire vehicle being stolen or whatever is firmly attached to it.
This insurance covers all damages to your own vehicle.
No-claims bonuses from your home country will be accepted in Spain.
Premiums vary according to the elected deductibles.
Download DAA (Declaración Amistosa de Accidente)
An English version is available under «Downloads». We recommend printing it out and keeping a copy in the car.
- Date and time of the accident
- Location and place of the accident
- Injuries even if slight: yes/no
- Material damage other than to vehicles A and B: yes/no / Objects other than the vehicles: yes/no
- Witnesses – full contact details (passengers are not considered witnesses)
- Insured/policyholder (see insurance certificate): Name, first name, address, postal code, country, telephone and/or e-mail
- Vehicle: make, type, registration number, country of registration / trailer: registration number, country of registration
- Insurance company: name, policy number, green card number, insurance certificate or green card valid from/to, insurance agency/broker: name, address, country, telephone and/or e-mail. Does the policy cover material damage to the own vehicle: yes/no
- Driver (check driving license): name, first name, date of birth, address, country, telephone and/or e-mail, driving license number, category (A, B,…), driving license valid until….
- Indicate the point of initial impact to vehicle A by an arrow
- Visible damage to vehicle A
- (See below)
- Sketch of accident how impact occurred: indicate 1) the layout of the road – 2) by arrows the direction of the vehicles – 3) their position at the time of impact – 4) the road signs – 5) names of the streets or roads
- Personal remarks
- Signatures of both drivers
12. Circumstances: Put a cross in each of the relevant boxes to help explain the drawing (*delete where appropriate)
- * Parked / stopped
- * Leaving a parking place / opening a door
- Entering a parking place
- Emerging from a car park, from private ground, from a track
- Entering a car park, private ground, from a track
- Entering a roundabout
- Circulating within a roundabout
- Striking the rear of the other vehicle while going in the same direction and in the same lane
- Going in the same direction but in a different lane
- Changing lanes
- Overtaking
- Turning to the right
- Turning to the left
- Reversing
- Encroaching on a lane reserved for going into the opposite direction
- Coming from the right (at road junctions)
- Had not observed a right of way sign or a red light
State number of boxes marked with a cross
Third party liability:
Partially comprehensive cover:
Fully Comprehensive cover:
, more than just standard
At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.
As in other countries, the third party liability insurance is compulsory in Spain for all vehicles in circulation and even those which are simply parked on public streets or roads. A Spanish insurance is only available if the car is registered in Spain.
In Spain the premium is very high for drivers below the age of 25 years. This is obviously a reflection of the large number of accidents young people cause. Some insurance companies even refuse to insure young drivers. Others require that additional insurances are taken out.
HOW can I have my present policies reviewed?
Iberia Insurance Brokers will carefully scrutinize any of your insurance policies without any cost to you. Our team will then generate alternatives from insurers such as Allianz, Liberty, Zurich, DKV, Sanitas, Mutua, etc., to provide you with a complete overview of your best options. We have representatives at your service all across Spain.
Ask now for tailormade proposals fitting your circumstances and needs:
+34 971 69 90 96 - Phone
+34 900 525 890 - Phone toll free 24/7
E-Mail: info@iberiainsurancebrokers.co.uk
We will also be pleased to arrange a personal meeting at our offices or a home visit anywhere in Spain.
You have the choice
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