Commercial Insurance & Third Party Liability

Commercial Insurance & Third Party Liability

a necessary protective measure for every company

verisure
1 Step 1

Verisure Alarm system from Securitas Direct

Triple protection for your home or business

Exclusively, Iberia Insurance Brokers now offers its customers a 50% discount on Securitas Direct alarm systems.
You will also receive a sentinel. This newly developed device monitors the parameters such as room temperature, humidity or air quality and automatically sends an emergency call to the control center in the event of a critical situation.
You will also benefit from the service being in your native language (German, Spanish, English and Swedish).

Securitas Direct not only guarantees you the most innovative products in the security industry. You also receive an all-round protection with a security flat rate.
In this way, you receive the best possible protection without hidden costs.
The security flat rate includes a maintenance service by trained technicians, sabotage protection in the event of damage to the telephone and power lines, a 24-hour emergency and service control center, as well as cooperation with the police, fire brigade and rescue services. Use this service and request - today - a free and non-binding appointment for your personal security plan.
Find out now how Securitas Direct can best protect your home!

Securitas Direct: The most frequently recommended alarm system for private households - with more than 30 years of experience in the field of security across Spain.

Verisure alarm services - at a glance


Reaction within 29 seconds
Our agents in the emergency call and service control center respond to an alarm message within 29 seconds.

Alarming police and security services
As soon as an emergency or burglary has been verified by our agents, we immediately dispatch our security personnel and notify the police, fire brigade or rescue service.
Perfect protection against squatters.

Technical Support 24/7
Our technical support is available around the clock. From battery replacement to product replacement to the dispatch of a trained technician, everything is included.

SOS function for emergencies
The night switch enables you to immediately request help in any emergency situation and to contact our alarm receiving center. You are not on your own!

No matter where – you have full control at any time
With the Verisure App you control and monitor your alarm system comfortably from your smartphone / tablet - no matter where you are in the world.

Lifetime warranty and maintenance
All products in our safety system have a lifetime warranty and you benefit from perfect maintenance (100% included) by our trained technicians.

Privacy Policy
A lot is going on in the insurance industry right now.
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Public liability insurance is one of the most important business insurances in Spain and is indispensable for most companies. In principle, the public liability insurance for each company is a necessary protective measure to meet legitimate claims of third parties or to be fended off by the insurer.

1 Step 1
Details about the property
Do you want a building insurance?
Do you want a public liability?
Object
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Address of the company to be insured
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
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Most companies have no alternative to taking out liability insurance. In every business activity there is the risk of causing accidental material damage or personal injury. In Spain such claims are covered by public liability insurance.

The company is in principle liable, with all its assets, for any claim caused by the business owner or any employee.

The indemnity claims arising from liability claims can threaten the existence of small and medium-sized enterprises. This mainly concerns personal injuries, where the indemnity claim can reach several millions. In such events, the public liability insurance covers the demands put forward and protects the business from financial risks.

  • Personal injuries
  • Material damages (repair or replacement costs)
  • Financial losses resulting from a claim of personal injuries or material damages

Liability insurance covers claims which are caused by you as an entrepreneur or one of your employees to a third party (personal injuries) or to its assets (material damages).

For instance, if an employee of a painting and decorating firm damages a valuable porcelain vase, the owner of the business is liable to compensate the owner. The liability insurer will assume the responsibility of verifying the validity of claims, protecting you against invalid demands and pay justified claims.

Furthermore, the liability insurance will cover financial loss as a consequence of a valid personal injury or material damage claim. This could be the case for example if there is a loss of income due to personal injury.

The whole staff that acts in the name or by order of your company is insured through the liability insurance. The determining condition is that these persons carry out business activities on behalf of the company.

The liability insurance cover is in generally limited to the territory of Spain (including the Balearic and Canary Islands).

When choosing the insurance sum for the liability insurance policy, the biggest possible claim should be taken as your benchmark. Especially in the case of personal injury, a sufficient insurance sum is crucial.

Depending on the type of claim, the indemnity amount can be very high. Therefore, it is important to find an adequate insurance limit, when taking out the insurance policy.

  • Personal damages
  • Property damage (repair or replacement costs)
  • Property damage as a result of personal injury or property damage

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
+34 971 69 90 96
1 Step 1
Details about the property
Do you want a building insurance?
Do you want a public liability?
Object
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Address of the company to be insured
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
1 Step 1
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
1 Step 1
Privacy Policy
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

Most companies have no alternative to taking out liability insurance. In every business activity there is the risk of causing accidental material damage or personal injury. In Spain such claims are covered by public liability insurance.

The company is in principle liable, with all its assets, for any claim caused by the business owner or any employee.

The indemnity claims arising from liability claims can threaten the existence of small and medium-sized enterprises. This mainly concerns personal injuries, where the indemnity claim can reach several millions. In such events, the public liability insurance covers the demands put forward and protects the business from financial risks.

  • Personal injuries
  • Material damages (repair or replacement costs)
  • Financial losses resulting from a claim of personal injuries or material damages

Liability insurance covers claims which are caused by you as an entrepreneur or one of your employees to a third party (personal injuries) or to its assets (material damages).

For instance, if an employee of a painting and decorating firm damages a valuable porcelain vase, the owner of the business is liable to compensate the owner. The liability insurer will assume the responsibility of verifying the validity of claims, protecting you against invalid demands and pay justified claims.

Furthermore, the liability insurance will cover financial loss as a consequence of a valid personal injury or material damage claim. This could be the case for example if there is a loss of income due to personal injury.

The whole staff that acts in the name or by order of your company is insured through the liability insurance. The determining condition is that these persons carry out business activities on behalf of the company.

The liability insurance cover is in generally limited to the territory of Spain (including the Balearic and Canary Islands).

When choosing the insurance sum for the liability insurance policy, the biggest possible claim should be taken as your benchmark. Especially in the case of personal injury, a sufficient insurance sum is crucial.

Depending on the type of claim, the indemnity amount can be very high. Therefore, it is important to find an adequate insurance limit, when taking out the insurance policy.

  • Personal damages
  • Property damage (repair or replacement costs)
  • Property damage as a result of personal injury or property damage

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language

Personal advice

Seek advice? Get now direct and non-binding advice.
Just leave us your e-mail address or telephone number and we will get back to you as soon as possible.

My personal offer
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Privacy Policy
A lot is going on in the insurance industry right now.
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All form data will be transmitted encrypted and processed internally confidentially by us.

Public liability insurance is one of the most important business insurances in Spain and is indispensable for most companies. In principle, the public liability insurance for each company is a necessary protective measure to meet legitimate claims of third parties or to be fended off by the insurer.

HOW can I have my present policies reviewed?

Iberia Insurance Brokers will carefully scrutinize any of your insurance policies without any cost to you. Our team will then generate alternatives from insurers such as Allianz, Liberty, Zurich, DKV, Sanitas, Mutua, etc., to provide you with a complete overview of your best options. We have representatives at your service all across Spain.

Ask now for tailormade proposals fitting your circumstances and needs:
+34 971 69 90 96 - Phone
+34 900 525 890 - Phone toll free 24/7
E-Mail: info@iberiainsurancebrokers.co.uk

We will also be pleased to arrange a personal meeting at our offices or a home visit anywhere in Spain.

Denise Latocha

Denise Latocha

Write to me

Condominiums

Condominiums

Hole-in-one insurance

Hole-in-one insurance

Boat and yacht insurance

Boat and yacht insurance

Cyber Risks

Cyber Risks

Construction Third Party Liability

Construction Third Party Liability

Jet ski insurance

Jet ski insurance

Other interesting insurances

As an insurance broker of your trust, we offer a wide range of complementary insurance policies to provide you with comprehensive insurance cover.

1 Step 1

Verisure Alarm system from Securitas Direct

Triple protection for your home or business

Exclusively, Iberia Insurance Brokers now offers its customers a 50% discount on Securitas Direct alarm systems.
You will also receive a sentinel. This newly developed device monitors the parameters such as room temperature, humidity or air quality and automatically sends an emergency call to the control center in the event of a critical situation.
You will also benefit from the service being in your native language (German, Spanish, English and Swedish).

Securitas Direct not only guarantees you the most innovative products in the security industry. You also receive an all-round protection with a security flat rate.
In this way, you receive the best possible protection without hidden costs.
The security flat rate includes a maintenance service by trained technicians, sabotage protection in the event of damage to the telephone and power lines, a 24-hour emergency and service control center, as well as cooperation with the police, fire brigade and rescue services. Use this service and request - today - a free and non-binding appointment for your personal security plan.
Find out now how Securitas Direct can best protect your home!

Securitas Direct: The most frequently recommended alarm system for private households - with more than 30 years of experience in the field of security across Spain.

Verisure alarm services - at a glance


Reaction within 29 seconds
Our agents in the emergency call and service control center respond to an alarm message within 29 seconds.

Alarming police and security services
As soon as an emergency or burglary has been verified by our agents, we immediately dispatch our security personnel and notify the police, fire brigade or rescue service.
Perfect protection against squatters.

Technical Support 24/7
Our technical support is available around the clock. From battery replacement to product replacement to the dispatch of a trained technician, everything is included.

SOS function for emergencies
The night switch enables you to immediately request help in any emergency situation and to contact our alarm receiving center. You are not on your own!

No matter where – you have full control at any time
With the Verisure App you control and monitor your alarm system comfortably from your smartphone / tablet - no matter where you are in the world.

Lifetime warranty and maintenance
All products in our safety system have a lifetime warranty and you benefit from perfect maintenance (100% included) by our trained technicians.

Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

You have the choice

Optimally insured by one of our partners

Mapfre
DKV Logo
caser seguros
Ergo
Cigna
Berkley
Liberty
Allianz
lloyd's
Arag
Mutua
PlusUltra
Bavaria
Sanitas
Zurich
Ideal

You haven't found what you are looking for?

My personal advice
1 Step 1
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
All form data will be transmitted encrypted and processed internally confidentially by us.