Homeowners and contents insurance

in Spain is often better and more extensive than in other European countries

With property insurance, property owners in Spain protect the exterior of their property, with home contents insurance protecting all household contents in the living space. Especially in this area, a comparison of the leading insurer is crucial and will be taken over by us for you. It is always cheaper when a combination of both insurance policies with the provider is agreed.

+34 900 525 890
Call back
Request a quote

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Privacy Policy
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Homeowners and contents insurance
How is the property used?
Information about the property
Outside closed village? (> 1km)
Insurance sum
Valuables

For co-insurance of the valuables given below, the items contained in the sum insured must be stated.

Note: valuables are only insured, if stated here.

Valuables: paintings, sculptures, antiques, precious rugs, silverware / carcase silver

Property Security
Is a burglar alarm system available?
Security
Personal Information
Where is your property located?
Do you want to specify a correspondence address?
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
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Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

Homeowners and contents insurance

in Spain is often better and more extensive than in other European countries

With property insurance, property owners in Spain protect the exterior of their property, with home contents insurance protecting all household contents in the living space. Especially in this area, a comparison of the leading insurer is crucial and will be taken over by us for you. It is always cheaper when a combination of both insurance policies with the provider is agreed.

+34 900 525 890
Call back
Request a quote

1 Step 1
Privacy Policy
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
1 Step 1
Homeowners and contents insurance
How is the property used?
Information about the property
Outside closed village? (> 1km)
Insurance sum
Valuables

For co-insurance of the valuables given below, the items contained in the sum insured must be stated.

Note: valuables are only insured, if stated here.

Valuables: paintings, sculptures, antiques, precious rugs, silverware / carcase silver

Property Security
Is a burglar alarm system available?
Security
Personal Information
Where is your property located?
Do you want to specify a correspondence address?
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

Homeowners and contents insurance

in Spain is often better and more extensive than in other European countries

+34 900 525 890
Call back
Request a quote

1 Step 1
Privacy Policy
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
1 Step 1
Homeowners and contents insurance
How is the property used?
Information about the property
Outside closed village? (> 1km)
Insurance sum
Valuables

For co-insurance of the valuables given below, the items contained in the sum insured must be stated.

Note: valuables are only insured, if stated here.

Valuables: paintings, sculptures, antiques, precious rugs, silverware / carcase silver

Property Security
Is a burglar alarm system available?
Security
Personal Information
Where is your property located?
Do you want to specify a correspondence address?
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

With property insurance, property owners in Spain protect the exterior of their property, with home contents insurance protecting all household contents in the living space. Especially in this area, a comparison of the leading insurer is crucial and will be taken over by us for you. It is always cheaper when a combination of both insurance policies with the provider is agreed.

Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

Home and contents insurance in Spain is often better and more extensive than in other European countries.

The standard catalogue of insured perils includes not only fire, lightning, explosion and aircraft impact (an international minimum cover called FLEXA), but also almost any other hazard or event which might cause loss or damage. Obvious perils such as water damage, burglary or robbery, windstorm, electric surcharge (very frequent source of damages), glass breakage, etc. are always included. Generally speaking, every policy in Spain includes natural perils such as earthquakes, tornados, tidal waves and, for those residing in mainland Spain, even avalanches. Outside Spain, it is often impossible to get natural perils insured at all.

Home and homeowners liability is also automatically included in home insurance policies.
Contents insurance policies regularly include personal liability and Third Party Liability for pets. There will be no extra charges even if you happen to have a dozen dogs unless they are considered to be a dangerous breed.
Integrating all these insured perils in a single policy has a positive impact on premiums.

The house insurance is based on the RECONSTRUCTION VALUE of the entire premises, including pools, garden walls, etc. Obviously, the plot does not need to be included in this calculation.
Contents insurance in turn is based on the REPLACEMENT COST of all items which are mobile and not attached to the house. When it comes to estimating the proper sum to be insured on your insurance policy, the possessions should be determined precisely (furniture, electrical equipment to clothing, etc.) in order to accurately calculate the replacement costs of the contents.
A unique feature in Spain is the Consorciopool. This public institution enjoys full authority to act in the event of losses resulting from catastrophic events. Once the pool assumes responsibility, your actual insurer is no longer part of the process.

The list of the most relevant insured perils normally includes:

  • Fire, lightning, explosion, aircraft impact
  • Electrical surcharge
  • Burglary, robbery
  • Windstorm, hail
  • Natural perils such as earthquakes, tornados, tidal waves, etc.
  • Land sliding, subsidence
  • Glass breakage
  • Debris removal
  • Alternative accommodation
  • Personal and pet-keepers liability
  • Others

Premiums reflect the sums insured and the very complete insurance coverage that home and contents insurance policies offer. Therefore, they are not necessarily cheap but they represent excellent value for money. Experience shows that a holiday home in Spain is not as well attended as a principal residence. Some problems, such as water leaks, air conditioning failures, etc., are often detected late and, consequently, damages are much higher as if these damages would have occurred at home.

Insurance companies offering premiums below market standards will invariably reduce their claims payments because the amount of losses is very much the same to all insurers.

In Spain insurance policies invariably run for 12 months. They are automatically renewed unless cancelled with one months prior notice.

Insurance agents in Spain (as in any other country) often offer very low premiums in order to get new clients making false statements on security measures, reconstruction or replacement values. These faults may remain unnoticed until a significant loss occurs and then the insured – not the agent – is penalized by the insurer.

Spanish banks are very aggressive when selling insurance policies to their clients. A reliable aftersales service or assistance with claims is generally non-existent.

Besides calculating the sum insured as accurately as possible, you need to inform the insurer correctly regarding the usage of the insured premises. Is it a permanent or holiday home? Is it intended for to be let out? Short-term or long-term?

nicht in EN

Home and contents insurance in Spain is often better and more extensive than in other European countries.

The standard catalogue of insured perils includes not only fire, lightning, explosion and aircraft impact (an international minimum cover called FLEXA), but also almost any other hazard or event which might cause loss or damage. Obvious perils such as water damage, burglary or robbery, windstorm, electric surcharge (very frequent source of damages), glass breakage, etc. are always included. Generally speaking, every policy in Spain includes natural perils such as earthquakes, tornados, tidal waves and, for those residing in mainland Spain, even avalanches. Outside Spain, it is often impossible to get natural perils insured at all.

Home and homeowners liability is also automatically included in home insurance policies.
Contents insurance policies regularly include personal liability and Third Party Liability for pets. There will be no extra charges even if you happen to have a dozen dogs unless they are considered to be a dangerous breed.
Integrating all these insured perils in a single policy has a positive impact on premiums.

The house insurance is based on the RECONSTRUCTION VALUE of the entire premises, including pools, garden walls, etc. Obviously, the plot does not need to be included in this calculation.
Contents insurance in turn is based on the REPLACEMENT COST of all items which are mobile and not attached to the house. When it comes to estimating the proper sum to be insured on your insurance policy, the possessions should be determined precisely (furniture, electrical equipment to clothing, etc.) in order to accurately calculate the replacement costs of the contents.
A unique feature in Spain is the Consorciopool. This public institution enjoys full authority to act in the event of losses resulting from catastrophic events. Once the pool assumes responsibility, your actual insurer is no longer part of the process.

The list of the most relevant insured perils normally includes:

  • Fire, lightning, explosion, aircraft impact
  • Electrical surcharge
  • Burglary, robbery
  • Windstorm, hail
  • Natural perils such as earthquakes, tornados, tidal waves, etc.
  • Land sliding, subsidence
  • Glass breakage
  • Debris removal
  • Alternative accommodation
  • Personal and pet-keepers liability
  • Others

Premiums reflect the sums insured and the very complete insurance coverage that home and contents insurance policies offer. Therefore, they are not necessarily cheap but they represent excellent value for money. Experience shows that a holiday home in Spain is not as well attended as a principal residence. Some problems, such as water leaks, air conditioning failures, etc., are often detected late and, consequently, damages are much higher as if these damages would have occurred at home.

Insurance companies offering premiums below market standards will invariably reduce their claims payments because the amount of losses is very much the same to all insurers.

In Spain insurance policies invariably run for 12 months. They are automatically renewed unless cancelled with one months prior notice.

Insurance agents in Spain (as in any other country) often offer very low premiums in order to get new clients making false statements on security measures, reconstruction or replacement values. These faults may remain unnoticed until a significant loss occurs and then the insured – not the agent – is penalized by the insurer.

Spanish banks are very aggressive when selling insurance policies to their clients. A reliable aftersales service or assistance with claims is generally non-existent.

Besides calculating the sum insured as accurately as possible, you need to inform the insurer correctly regarding the usage of the insured premises. Is it a permanent or holiday home? Is it intended for to be let out? Short-term or long-term?

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
Request a quote
1 Step 1
Homeowners and contents insurance
How is the property used?
Information about the property
Outside closed village? (> 1km)
Insurance sum
Valuables

For co-insurance of the valuables given below, the items contained in the sum insured must be stated.

Note: valuables are only insured, if stated here.

Valuables: paintings, sculptures, antiques, precious rugs, silverware / carcase silver

Property Security
Is a burglar alarm system available?
Security
Personal Information
Where is your property located?
Do you want to specify a correspondence address?
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

Home and contents insurance in Spain is often better and more extensive than in other European countries.

The standard catalogue of insured perils includes not only fire, lightning, explosion and aircraft impact (an international minimum cover called FLEXA), but also almost any other hazard or event which might cause loss or damage. Obvious perils such as water damage, burglary or robbery, windstorm, electric surcharge (very frequent source of damages), glass breakage, etc. are always included. Generally speaking, every policy in Spain includes natural perils such as earthquakes, tornados, tidal waves and, for those residing in mainland Spain, even avalanches. Outside Spain, it is often impossible to get natural perils insured at all.

Home and homeowners liability is also automatically included in home insurance policies.
Contents insurance policies regularly include personal liability and Third Party Liability for pets. There will be no extra charges even if you happen to have a dozen dogs unless they are considered to be a dangerous breed.
Integrating all these insured perils in a single policy has a positive impact on premiums.

The house insurance is based on the RECONSTRUCTION VALUE of the entire premises, including pools, garden walls, etc. Obviously, the plot does not need to be included in this calculation.
Contents insurance in turn is based on the REPLACEMENT COST of all items which are mobile and not attached to the house. When it comes to estimating the proper sum to be insured on your insurance policy, the possessions should be determined precisely (furniture, electrical equipment to clothing, etc.) in order to accurately calculate the replacement costs of the contents.
A unique feature in Spain is the Consorciopool. This public institution enjoys full authority to act in the event of losses resulting from catastrophic events. Once the pool assumes responsibility, your actual insurer is no longer part of the process.

The list of the most relevant insured perils normally includes:

  • Fire, lightning, explosion, aircraft impact
  • Electrical surcharge
  • Burglary, robbery
  • Windstorm, hail
  • Natural perils such as earthquakes, tornados, tidal waves, etc.
  • Land sliding, subsidence
  • Glass breakage
  • Debris removal
  • Alternative accommodation
  • Personal and pet-keepers liability
  • Others

Premiums reflect the sums insured and the very complete insurance coverage that home and contents insurance policies offer. Therefore, they are not necessarily cheap but they represent excellent value for money. Experience shows that a holiday home in Spain is not as well attended as a principal residence. Some problems, such as water leaks, air conditioning failures, etc., are often detected late and, consequently, damages are much higher as if these damages would have occurred at home.

Insurance companies offering premiums below market standards will invariably reduce their claims payments because the amount of losses is very much the same to all insurers.

In Spain insurance policies invariably run for 12 months. They are automatically renewed unless cancelled with one months prior notice.

Insurance agents in Spain (as in any other country) often offer very low premiums in order to get new clients making false statements on security measures, reconstruction or replacement values. These faults may remain unnoticed until a significant loss occurs and then the insured – not the agent – is penalized by the insurer.

Spanish banks are very aggressive when selling insurance policies to their clients. A reliable aftersales service or assistance with claims is generally non-existent.

Besides calculating the sum insured as accurately as possible, you need to inform the insurer correctly regarding the usage of the insured premises. Is it a permanent or holiday home? Is it intended for to be let out? Short-term or long-term?

nicht in EN

Home and contents insurance in Spain is often better and more extensive than in other European countries.

The standard catalogue of insured perils includes not only fire, lightning, explosion and aircraft impact (an international minimum cover called FLEXA), but also almost any other hazard or event which might cause loss or damage. Obvious perils such as water damage, burglary or robbery, windstorm, electric surcharge (very frequent source of damages), glass breakage, etc. are always included. Generally speaking, every policy in Spain includes natural perils such as earthquakes, tornados, tidal waves and, for those residing in mainland Spain, even avalanches. Outside Spain, it is often impossible to get natural perils insured at all.

Home and homeowners liability is also automatically included in home insurance policies.
Contents insurance policies regularly include personal liability and Third Party Liability for pets. There will be no extra charges even if you happen to have a dozen dogs unless they are considered to be a dangerous breed.
Integrating all these insured perils in a single policy has a positive impact on premiums.

The house insurance is based on the RECONSTRUCTION VALUE of the entire premises, including pools, garden walls, etc. Obviously, the plot does not need to be included in this calculation.
Contents insurance in turn is based on the REPLACEMENT COST of all items which are mobile and not attached to the house. When it comes to estimating the proper sum to be insured on your insurance policy, the possessions should be determined precisely (furniture, electrical equipment to clothing, etc.) in order to accurately calculate the replacement costs of the contents.
A unique feature in Spain is the Consorciopool. This public institution enjoys full authority to act in the event of losses resulting from catastrophic events. Once the pool assumes responsibility, your actual insurer is no longer part of the process.

The list of the most relevant insured perils normally includes:

  • Fire, lightning, explosion, aircraft impact
  • Electrical surcharge
  • Burglary, robbery
  • Windstorm, hail
  • Natural perils such as earthquakes, tornados, tidal waves, etc.
  • Land sliding, subsidence
  • Glass breakage
  • Debris removal
  • Alternative accommodation
  • Personal and pet-keepers liability
  • Others

Premiums reflect the sums insured and the very complete insurance coverage that home and contents insurance policies offer. Therefore, they are not necessarily cheap but they represent excellent value for money. Experience shows that a holiday home in Spain is not as well attended as a principal residence. Some problems, such as water leaks, air conditioning failures, etc., are often detected late and, consequently, damages are much higher as if these damages would have occurred at home.

Insurance companies offering premiums below market standards will invariably reduce their claims payments because the amount of losses is very much the same to all insurers.

In Spain insurance policies invariably run for 12 months. They are automatically renewed unless cancelled with one months prior notice.

Insurance agents in Spain (as in any other country) often offer very low premiums in order to get new clients making false statements on security measures, reconstruction or replacement values. These faults may remain unnoticed until a significant loss occurs and then the insured – not the agent – is penalized by the insurer.

Spanish banks are very aggressive when selling insurance policies to their clients. A reliable aftersales service or assistance with claims is generally non-existent.

Besides calculating the sum insured as accurately as possible, you need to inform the insurer correctly regarding the usage of the insured premises. Is it a permanent or holiday home? Is it intended for to be let out? Short-term or long-term?

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
Request a quote
1 Step 1
Homeowners and contents insurance
How is the property used?
Information about the property
Outside closed village? (> 1km)
Insurance sum
Valuables

For co-insurance of the valuables given below, the items contained in the sum insured must be stated.

Note: valuables are only insured, if stated here.

Valuables: paintings, sculptures, antiques, precious rugs, silverware / carcase silver

Property Security
Is a burglar alarm system available?
Security
Personal Information
Where is your property located?
Do you want to specify a correspondence address?
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

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a necessary protective measure for every company

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Tailor-made concepts for every need

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Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890 info@iberiainsurancebrokers.co.uk

MAIN OFFICE SANTA PONSA

Gran Via Puig de Castellet, 1
07180 Santa Ponsa
T. +34 971 69 90 96

OFFICE CAMPOS

Carretera Palma-Campos, km 36
07630 Campos
T. +34 971 160 512

OFFICE MAIORIS

Carretera Cabo Blanco km 6
Centro Comercial Maioris Decima
Local 23
07609 Maioris
T. +34 971 69 90 96

OFFICE TENERIFFA

+34 922 971 789

OFFICE GRAN CANARIA

+34 828 128 892

Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

MAIN OFFICE SANTA PONSA

Gran Via Puig de Castellet, 1
07180 Santa Ponsa
T. +34 971 69 90 96

OFFICE CAMPOS

Carretera Palma-Campos, km 36
07630 Campos
T. +34 971 160 512

OFFICE MAIORIS

Carretera Cabo Blanco km 6
Centro Comercial Maioris Decima
Local 23
07609 Maioris
T. +34 971 69 90 96

OFFICE TENERIFFA

+34 922 971 789

OFFICE GRAN CANARIA

+34 828 128 892

Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890 info@iberiainsurancebrokers.co.uk

MAIN OFFICE SANTA PONSA

Gran Via Puig de Castellet, 1
07180 Santa Ponsa
T. +34 971 69 90 96

OFFICE CAMPOS

Carretera Palma-Campos, km 36
07630 Campos
T. +34 971 160 512

OFFICE MAIORIS

Carretera Cabo Blanco km 6
Centro Comercial Maioris Decima
Local 23
07609 Maioris
T. +34 971 69 90 96

OFFICE TENERIFFA

+34 922 971 789

OFFICE GRAN CANARIA

+34 828 128 892