Project Description

Commercial Insurance & Third Party Liability

Commercial Insurance & Third Party Liability

a necessary protective measure for every company

Public liability insurance is one of the most important business insurances in Spain and is indispensable for most companies. In principle, the public liability insurance for each company is a necessary protective measure to meet legitimate claims of third parties or to be fended off by the insurer.

[[[["field3","equal_to","Yes"]],[["show_fields","field4"]],"and"],[[["field8","equal_to","Yes"]],[["show_fields","field9,field10"]],"and"],[[["field38","equal_to","Yes"]],[["show_fields","field39"]],"and"],[[["field44","equal_to","Please keep me informed about new and upcoming products and services"]],[["trigger_integration",null,null,"MailChimp"]],"and"]]
1 Step 1
2 Step 2
Details about the property
Do you want a building insurance?
Restore value of the building
Sum insured
Business content
Goods and supplies
Do you want a public liability?
Annual sales
No. of employees
Construction year
Area(qm)
Floor
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Description of the operating mode / activity
0 /
Name of Company
Contact PersonWith this name we will address you in the offer
C.I.F.-No.
Phone numberIf you want to further personalize your offer and benefit from special offers
phone
Address of the company to be insured
Street & No.
City
Post code
Would you like to provide further information?
How can we help you?
0 /
Language
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
FormCraft - WordPress form builder

Most companies have no alternative to taking out liability insurance. In every business activity there is the risk of causing accidental material damage or personal injury. In Spain such claims are covered by public liability insurance.

The company is in principle liable, with all its assets, for any claim caused by the business owner or any employee.

The indemnity claims arising from liability claims can threaten the existence of small and medium-sized enterprises. This mainly concerns personal injuries, where the indemnity claim can reach several millions. In such events, the public liability insurance covers the demands put forward and protects the business from financial risks.

  • Personal injuries
  • Material damages (repair or replacement costs)
  • Financial losses resulting from a claim of personal injuries or material damages

Liability insurance covers claims which are caused by you as an entrepreneur or one of your employees to a third party (personal injuries) or to its assets (material damages).

For instance, if an employee of a painting and decorating firm damages a valuable porcelain vase, the owner of the business is liable to compensate the owner. The liability insurer will assume the responsibility of verifying the validity of claims, protecting you against invalid demands and pay justified claims.

Furthermore, the liability insurance will cover financial loss as a consequence of a valid personal injury or material damage claim. This could be the case for example if there is a loss of income due to personal injury.

The whole staff that acts in the name or by order of your company is insured through the liability insurance. The determining condition is that these persons carry out business activities on behalf of the company.

The liability insurance cover is in generally limited to the territory of Spain (including the Balearic and Canary Islands).

When choosing the insurance sum for the liability insurance policy, the biggest possible claim should be taken as your benchmark. Especially in the case of personal injury, a sufficient insurance sum is crucial.

Depending on the type of claim, the indemnity amount can be very high. Therefore, it is important to find an adequate insurance limit, when taking out the insurance policy.

  • Personal damages
  • Property damage (repair or replacement costs)
  • Property damage as a result of personal injury or property damage

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
+34 971 69 90 96
[[[["field3","equal_to","Yes"]],[["show_fields","field4"]],"and"],[[["field8","equal_to","Yes"]],[["show_fields","field9,field10"]],"and"],[[["field38","equal_to","Yes"]],[["show_fields","field39"]],"and"],[[["field44","equal_to","Please keep me informed about new and upcoming products and services"]],[["trigger_integration",null,null,"MailChimp"]],"and"]]
1 Step 1
2 Step 2
Details about the property
Do you want a building insurance?
Restore value of the building
Sum insured
Business content
Goods and supplies
Do you want a public liability?
Annual sales
No. of employees
Construction year
Area(qm)
Floor
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Description of the operating mode / activity
0 /
Name of Company
Contact PersonWith this name we will address you in the offer
C.I.F.-No.
Phone numberIf you want to further personalize your offer and benefit from special offers
phone
Address of the company to be insured
Street & No.
City
Post code
Would you like to provide further information?
How can we help you?
0 /
Language
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
FormCraft - WordPress form builder
[[[["field55","equal_to","Please keep me informed about new and upcoming products and services"]],[["trigger_integration",null,null,"MailChimp"]],"and"]]
1 Step 1
How can we help?
0 /
First Name
Surname
Phone
call
Insurance
Language
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
FormCraft - WordPress form builder
[]
1 Step 1
How can we help?Wie können wir Ihnen behilflich sein?
0 /
First Name / Surname
PhoneWenn Sie Ihr Angebot noch weitre personalisieren und von speziellen Angeboten profitieren möchten
call
Insurance
Privacy Policy
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
FormCraft - WordPress form builder

Most companies have no alternative to taking out liability insurance. In every business activity there is the risk of causing accidental material damage or personal injury. In Spain such claims are covered by public liability insurance.

The company is in principle liable, with all its assets, for any claim caused by the business owner or any employee.

The indemnity claims arising from liability claims can threaten the existence of small and medium-sized enterprises. This mainly concerns personal injuries, where the indemnity claim can reach several millions. In such events, the public liability insurance covers the demands put forward and protects the business from financial risks.

  • Personal injuries
  • Material damages (repair or replacement costs)
  • Financial losses resulting from a claim of personal injuries or material damages

Liability insurance covers claims which are caused by you as an entrepreneur or one of your employees to a third party (personal injuries) or to its assets (material damages).

For instance, if an employee of a painting and decorating firm damages a valuable porcelain vase, the owner of the business is liable to compensate the owner. The liability insurer will assume the responsibility of verifying the validity of claims, protecting you against invalid demands and pay justified claims.

Furthermore, the liability insurance will cover financial loss as a consequence of a valid personal injury or material damage claim. This could be the case for example if there is a loss of income due to personal injury.

The whole staff that acts in the name or by order of your company is insured through the liability insurance. The determining condition is that these persons carry out business activities on behalf of the company.

The liability insurance cover is in generally limited to the territory of Spain (including the Balearic and Canary Islands).

When choosing the insurance sum for the liability insurance policy, the biggest possible claim should be taken as your benchmark. Especially in the case of personal injury, a sufficient insurance sum is crucial.

Depending on the type of claim, the indemnity amount can be very high. Therefore, it is important to find an adequate insurance limit, when taking out the insurance policy.

  • Personal damages
  • Property damage (repair or replacement costs)
  • Property damage as a result of personal injury or property damage

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language

Personal advice

Seek advice? Get now direct and non-binding advice.
Just leave us your e-mail address or telephone number and we will get back to you as soon as possible.

Request personal advice
All form data will be transmitted encrypted and processed internally confidentially by us.

Public liability insurance is one of the most important business insurances in Spain and is indispensable for most companies. In principle, the public liability insurance for each company is a necessary protective measure to meet legitimate claims of third parties or to be fended off by the insurer.

HOW can I have my present policies reviewed?

Iberia Insurance Brokers will carefully scrutinize any of your insurance policies without any cost to you. Our team will then generate alternatives from insurers such as Allianz, Liberty, Zurich, DKV, Sanitas, Mutua, etc., to provide you with a complete overview of your best options. We have representatives at your service all across Spain.

Ask now for tailormade proposals fitting your circumstances and needs:
+34 971 69 90 96 - Phone
+34 900 525 890 - Phone toll free 24/7
E-Mail: info@iberiainsurancebrokers.co.uk

We will also be pleased to arrange a personal meeting at our offices or a home visit anywhere in Spain.

Denise Latocha

Denise Latocha

Write to me

Other interesting insurances

As an insurance broker of your trust, we offer a wide range of complementary insurance policies to provide you with comprehensive insurance cover.

You have the choice

Optimally insured by one of our partners

You haven't found what you are looking for?

Request personal advice now
All form data will be transmitted encrypted and processed internally confidentially by us.