Project Description

ACCIDENT INSURANCE

Accident Insurance

helps you to moderate the financial consequences of an accident

Personal accident insurance in Spain is just as important as back home.
Two-thirds of all accidents occur out of the workplace, and most of them occur at home.

Accident insurance can help ensure financial stability for young people and their dependents in the event of an accident.

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Accident insurance is especially important for housewives, who lack any protection from the Spanish Social Security, since around 90% of all accidents occur at home. The Spanish Social Security system protects workers; however, benefits in the event of disablement are insufficient.

Cyclists and motorbike riders are particularly exposed in Spain. Jet-skiing, diving and mountain climbing also account for above-average rates of sports-related accidents.

In addition, senior citizens are often badly injured after falling down.

For all the above reasons, an accident insurance policy becomes a vital protection against costs that add up after an accident injury, including more intensive care, medical exams, transportation, etc. Accident insurance for children is equally important as they may need expensive care for the rest of their lives.

Incapacity is defined as a permanent or absolute disablement of the whole body or parts of it.

Permanent incapacity:
It is defined as being unable to work at your normal occupation but able to do some other kind of work.

Absolute incapacity
Permanent total loss of working capacity to perform any kind of work.

  • Permanent or absolute incapacity
  • Temporary loss of working capacity after an accident injury
  • Death following an accident

If you decide to sign an accident insurance in Spain, the most important aspect is to ensure the sums insured are actually sufficient to face expenses arising from an accident. Low premiums may easily lead to policies which do not really help much when help is needed most.
When assessing the capital which may be required in the event of incapacity, the following should be considered:

  1. What costs arise just once in order to rebuild the home and buy aids.
  2. What permanent costs need to be covered to compensate for the loss of income, have yourself assisted or have your children looked after.

As a rule of thumb, the sum insured should provide three times the insured’s annual income.

  • Permanent or absolute incapacity
  • temporary disability (caused by accident)
  • Accident resulting in death

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
+34 971 69 90 96
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1 Step 1
How can we help?
0 /
First Name
Surname
Phone
call
Insurance
Language
Privacy Policy
A lot is going on in the insurance industry right now.
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PhoneWenn Sie Ihr Angebot noch weitre personalisieren und von speziellen Angeboten profitieren möchten
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Insurance
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Accident insurance is especially important for housewives, who lack any protection from the Spanish Social Security, since around 90% of all accidents occur at home. The Spanish Social Security system protects workers; however, benefits in the event of disablement are insufficient.

Cyclists and motorbike riders are particularly exposed in Spain. Jet-skiing, diving and mountain climbing also account for above-average rates of sports-related accidents.

In addition, senior citizens are often badly injured after falling down.

For all the above reasons, an accident insurance policy becomes a vital protection against costs that add up after an accident injury, including more intensive care, medical exams, transportation, etc. Accident insurance for children is equally important as they may need expensive care for the rest of their lives.

Incapacity is defined as a permanent or absolute disablement of the whole body or parts of it.

Permanent incapacity:
It is defined as being unable to work at your normal occupation but able to do some other kind of work.

Absolute incapacity
Permanent total loss of working capacity to perform any kind of work.

  • Permanent or absolute incapacity
  • Temporary loss of working capacity after an accident injury
  • Death following an accident

If you decide to sign an accident insurance in Spain, the most important aspect is to ensure the sums insured are actually sufficient to face expenses arising from an accident. Low premiums may easily lead to policies which do not really help much when help is needed most.
When assessing the capital which may be required in the event of incapacity, the following should be considered:

  1. What costs arise just once in order to rebuild the home and buy aids.
  2. What permanent costs need to be covered to compensate for the loss of income, have yourself assisted or have your children looked after.

As a rule of thumb, the sum insured should provide three times the insured’s annual income.

  • Permanent or absolute incapacity
  • temporary disability (caused by accident)
  • Accident resulting in death

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language

Personal accident insurance in Spain is just as important as back home.
Two-thirds of all accidents occur out of the workplace, and most of them occur at home.

Accident insurance can help ensure financial stability for young people and their dependents in the event of an accident.

HOW can I have my present policies reviewed?

Iberia Insurance Brokers will carefully scrutinize any of your insurance policies without any cost to you. Our team will then generate alternatives from insurers such as Allianz, Liberty, Zurich, DKV, Sanitas, Mutua, etc., to provide you with a complete overview of your best options. We have representatives at your service all across Spain.

Ask now for tailormade proposals fitting your circumstances and needs:
+34 971 69 90 96 - Phone
+34 900 525 890 - Phone toll free 24/7
E-Mail: info@iberiainsurancebrokers.co.uk

We will also be pleased to arrange a personal meeting at our offices or a home visit anywhere in Spain.

Denise Latocha

Denise Latocha

Write to me

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