Accident insurance is especially important for housewives, who lack any protection from the Spanish Social Security, since around 90% of all accidents occur at home. The Spanish Social Security system protects workers; however, benefits in the event of disablement are insufficient.
Cyclists and motorbike riders are particularly exposed in Spain. Jet-skiing, diving and mountain climbing also account for above-average rates of sports-related accidents.
In addition, senior citizens are often badly injured after falling down.