- Fire, lightning, explosion
- Burglary, theft and vandalism
- Natural hazards such as storm, hail, etc.
- Water damages
- Business interruption
Fire protection is vital. A fire easily destroys your entire business.
Burglary, theft and vandalismus:
These incidents are each year more frequent. To the victims there are not only the costs of replacing stolen items but those costs associated with the premises having been ransacked.
Natural hazards such as storm, hail, etc.:
Climate change is also an issue in Spain. The autumn storm are said to be wilder and more violent than in the past.
We cover damages not only to the premises but also blinds, billboards, etc.
Water damages easily produce 5-digit damages.
Insured are all water pipes within the premises as well as all water pipes leading from or to the premises. Included are all installations connected to the water pipe system such as warm water installations and heating systems.
Should the premises not be fit to be used for longer periods you may need alternative office space, rent new equipment while still being obliged to pay your fixed costs and salaries even if the business activity is seriously reduced for a while.