Project Description

CONDOMINIUMS

Condominiums

Customized concepts for every need

The homeowners insurance in Spain belongs to the property insurance and is an adequate insurance to adequately protect the community property.
Who buys living space in Mallorca, which belongs to a larger housing estate, usually enters into a community of owners with the purchase.

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1 Step 1
2 Step 2
Details of the property
Type
What is the main use?
square meters
No. of apartments
Year of build
No. of Offices/Shops
No. of Buildings
No. of floors
Pool / sports facilities
Last renovation
Garage
No. of places
Recovery value(€)
Replacement cost(€)
Should private pipes be insured?
Personal Information
First name
Surnamedes Versicherungsnehmers
C.I.F.-Number
Phone numberIf you want to further personalize your offer and benefit from special offers
phone
Street & No.
Post Code
City
Would you like to provide further information?
How can we help you?
0 /
Language
Privacy Policy
A lot is going on in the insurance industry right now.
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The property owners association brings together all joint owners to decide upon communal topics such as construction matters, administrative issues, property rules and the insurance of the jointly owned premises.
Property owners joining a condominium association also join the mutual insurance. This might create unnecessary double insurance. On the other hand, many associations in Spain have a poor coverage to reduce costs and fail to safeguard your personal investment. Very often only communal zones are insured, leaving all private areas uninsured.

We only recommend insurance policies which cover all areas, communal and private.

The first step is to determine what reconstruction values should be insured. Total losses are very unlikely, but earthquakes or extensive fires do occur in Spain. If only a fraction of the real values are insured the insurance may reduce payments proportionately.

Secondly, coverage should include all the premises: common areas as well as private areas.

In addition, the protection of the president or property manager (admistrador) is also vital. The president receives no pay for his/her work but is exposed to being sued for potential errors. Good policies cover the presidents liability free of charge.

  • Building damages
  • Fire, lightning, electrical surcharge, smoke and soot
  • Collision and aircraft impact
  • Natural hazards such as storm or hail
  • Damages caused by flooding or earthquake etc.
  • Broken windows, mirrors and glass
  • Water pipe damages including private water pipes (if stipulated)
  • Condominium third party liability
  • Damages caused by the acting of a committee member or the president, to a third party

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
+34 971 69 90 96
[[[["field46","equal_to","Yes"]],[["show_fields","field47"]],"and"],[[["field57","equal_to","Please keep me informed about new and upcoming products and services"]],[["trigger_integration",null,null,"MailChimp"]],"and"]]
1 Step 1
2 Step 2
Details of the property
Type
What is the main use?
square meters
No. of apartments
Year of build
No. of Offices/Shops
No. of Buildings
No. of floors
Pool / sports facilities
Last renovation
Garage
No. of places
Recovery value(€)
Replacement cost(€)
Should private pipes be insured?
Personal Information
First name
Surnamedes Versicherungsnehmers
C.I.F.-Number
Phone numberIf you want to further personalize your offer and benefit from special offers
phone
Street & No.
Post Code
City
Would you like to provide further information?
How can we help you?
0 /
Language
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
FormCraft - WordPress form builder
[[[["field55","equal_to","Please keep me informed about new and upcoming products and services"]],[["trigger_integration",null,null,"MailChimp"]],"and"]]
1 Step 1
How can we help?
0 /
First Name
Surname
Phone
call
Insurance
Language
Privacy Policy
A lot is going on in the insurance industry right now.
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
FormCraft - WordPress form builder
[]
1 Step 1
How can we help?Wie können wir Ihnen behilflich sein?
0 /
First Name / Surname
PhoneWenn Sie Ihr Angebot noch weitre personalisieren und von speziellen Angeboten profitieren möchten
call
Insurance
Privacy Policy
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right
FormCraft - WordPress form builder
The property owners association brings together all joint owners to decide upon communal topics such as construction matters, administrative issues, property rules and the insurance of the jointly owned premises.
Property owners joining a condominium association also join the mutual insurance. This might create unnecessary double insurance. On the other hand, many associations in Spain have a poor coverage to reduce costs and fail to safeguard your personal investment. Very often only communal zones are insured, leaving all private areas uninsured.

We only recommend insurance policies which cover all areas, communal and private.

The first step is to determine what reconstruction values should be insured. Total losses are very unlikely, but earthquakes or extensive fires do occur in Spain. If only a fraction of the real values are insured the insurance may reduce payments proportionately.

Secondly, coverage should include all the premises: common areas as well as private areas.

In addition, the protection of the president or property manager (admistrador) is also vital. The president receives no pay for his/her work but is exposed to being sued for potential errors. Good policies cover the presidents liability free of charge.

  • Building damages
  • Fire, lightning, electrical surcharge, smoke and soot
  • Collision and aircraft impact
  • Natural hazards such as storm or hail
  • Damages caused by flooding or earthquake etc.
  • Broken windows, mirrors and glass
  • Water pipe damages including private water pipes (if stipulated)
  • Condominium third party liability
  • Damages caused by the acting of a committee member or the president, to a third party

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language

Personal advice

Seek advice? Get now direct and non-binding advice.
Just leave us your e-mail address or telephone number and we will get back to you as soon as possible.

Request personal advice

All form data will be transmitted encrypted and processed internally confidentially by us.

The homeowners insurance in Spain belongs to the property insurance and is an adequate insurance to adequately protect the community property.
Who buys living space in Mallorca, which belongs to a larger housing estate, usually enters into a community of owners with the purchase.

HOW can I have my present policies reviewed?

Iberia Insurance Brokers will carefully scrutinize any of your insurance policies without any cost to you. Our team will then generate alternatives from insurers such as Allianz, Liberty, Zurich, DKV, Sanitas, Mutua, etc., to provide you with a complete overview of your best options. We have representatives at your service all across Spain.

Ask now for tailormade proposals fitting your circumstances and needs:
+34 971 69 90 96 - Phone
+34 900 525 890 - Phone toll free 24/7
E-Mail: info@iberiainsurancebrokers.co.uk

We will also be pleased to arrange a personal meeting at our offices or a home visit anywhere in Spain.

Denise Latocha

Denise Latocha

Write to me

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